APPRAISAL IS NOT AN ENGINEERING OR PROPERTY INSPECTION REPORT - Structural Problems May Be Present - The reader of this
appraisal should understand that purchasing a home entails a certain amount of risk. Properties may have latent problems that are concealed or otherwise
not detectable at the time of the sale or at the time it is appraised. Many properties have hidden problems or may develop structural problems after the sale.
The appraisal should not be considered a report on the physical items that are a part of this property. Although the appraisal may contain information about
the physical items being appraised (including their adequacy and/or condition), it should be clearly understood that this information is only used as a general
guide for property valuation and is not intended to be used to evaluate the condition or adequacy of the subject property. The observed condition of the
foundation, roof, exterior walls, interior walls, floors, heating systems, plumbing, insulation, electrical service and all mechanicals and construction is based
on casual inspection only and no detailed inspection was made. The appraiser is not acting as a professional engineer; builder, surveyor or other inspector
and qualified professionals should be consulted if there are any questions as to the condition or structural integrity of the subject property.